Your wealth.
Finally, under control.
Richy brings your accounts, investments, assets, expenses and financial data into one intelligent view — so you can understand where you stand and make better financial decisions.
One place for your entire financial life.
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The problem
Your wealth is scattered everywhere.
Your bank account. Your investments. Your home. Your car. Your savings. Your taxes. Your insurance.
Today, understanding your financial situation means jumping between different apps, platforms and documents.
Richy brings it all together.
Current ecosystem
Scattered today
One intelligent view
The philosophy
From financial data to financial intelligence.
Connect
Connect your financial life.
Connect your accounts, investments and assets to create a complete picture of your wealth.
Understand
Understand where you stand.
See your net worth, cash flow, assets, liabilities, investments and financial health in one place.
Decide
Make better financial decisions.
Use Richy's intelligence to understand opportunities, risks and the impact of your financial choices.
Net worth, step by step
How your net worth is built.
Everything you own, minus everything you owe — added up in front of your eyes.
Net worth
Net worth
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The dashboard
Know your wealth. At a glance.
Your bank balance is not your wealth. Richy gives you a complete view of everything you own, owe and earn.
Net Worth
Everything you own, minus everything you owe.
Cash Flow
What comes in, what goes out, month after month.
Investments
Portfolio value, allocation and concentration.
Assets
Property, vehicles and everything else you own.
Liabilities
Loans and debt, with their real weight.
Financial Health
A single read on how solid your position is.
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Investments
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Live preview
This is Richy, in motion.
A preview of the numbers you get once your financial life is connected.
Wealth Index
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Net worth
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Safe to spend
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Financial runway
0.0 months
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Everything you own
Your wealth is more than your bank account.
Richy brings together every important part of your financial life.
Cash
Investments
Real Estate
Vehicles
Digital Assets
Watches & Collectibles
Art & Other Assets
Your wealth, in its totality.
From data to insight
Raw data becomes a decision.
Every layer adds meaning to the one before it.
Hover or tap a step
Safe to spend
What you can actually afford.
Richy doesn't just show you what you have. It helps you understand what you can afford.
Monthly income
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Expenses
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Upcoming payments
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Savings target
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AI financial intelligence
Rick, inside Richy
Meet Rick. Your financial intelligence.
Your data becomes useful when it helps you make better decisions.
Rick is not just a chatbot. He reads your own financial picture — accounts, cash flow, investments, assets and liabilities — and uses it to explain scenarios, weigh trade-offs and show what a decision would do to your wealth.
Rick answers with your numbers, not generic advice.Based on your current budget, upcoming expenses and savings target, your estimated Safe to Spend is €820. A €2,000 purchase would require adjusting your current plan.
Safe to spend breakdown
Investments
Invest with context, not emotions.
Every investment decision should be considered in the context of your entire financial life.
See how every decision could impact your wealth.
Richy is not a licensed financial advisor and does not promise returns. It helps you see the context behind a decision.
Documents
Your financial documents, finally connected.
From payslips and tax documents to investments and assets, Richy helps you organize the information behind your financial life.
Payslips
CU
Tax documents
Investment information
Financial records
Understand your financial and tax situation with the help of AI.
Before / after
From scattered data to one financial picture.
Before Richy
Scattered financial information
After Richy
One financial picture
Digital wealth passport
Your wealth. Your identity.
A structured digital representation of your financial life — designed to give you a clearer, more complete picture of your wealth.
This is where Richy is heading: one coherent profile of your wealth, built on the data you already have inside the platform.
Digital wealth passport
Your wealth identity
Illustrative representation — sample figures
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Wealth score
Wealth score
How healthy is your financial life?
Richy turns complex financial information into a simple picture of your financial health, from 0 to 100.
Not a score to judge you. A score to help you improve.
Privacy & security
Your financial life is private.
Your financial data is sensitive. Richy is designed with privacy and security at the core of the experience.
Your data stays yours
Every record is tied to your account and isolated from other users at database level.
Private document storage
Documents and files you upload live in private storage, reachable only by you.
AI memory on consent
Rick remembers context only if you enable it — and you can revoke it at any time.
Premium without profiling
The Premium plan removes statistical profiling of your financial data.
Vision
The future of personal wealth management.
Today, we manage our money across dozens of disconnected platforms. We believe your financial life deserves a single intelligent system.
Richy is building the intelligent layer between your financial data and your financial decisions.
Track your wealth.
Understand your wealth.
Predict your future.
Build your wealth.